Brenda L. Stailey ABR,CRS,GRI<br />Managing BrokerBrenda L. Stailey ABR,CRS,GRI
Managing Broker

(317) 898-8840 (Office)
(888) 668-7502 (Fax)

GOLD STAR
11604 E. Boone Drive
Indianapolis, IN 46229
317.898.8840
Indianapolis Real Estate Agent. Serving Indianapolis, New Palestine, Carmel, Fishers, Noblesville, and Downtown Indianapolis.

Finance

Gold Star Real Estate Is the premier Real Estate Agency in the Indianapolis, Indiana area. We will make the sale of your home seamless and make the buying experience one that will make you feel certain you made the right choice. Selling and Buying a home in the Indianapolis area can be stressful but not with Gold Star Real Estate. Real Estate in the Indianapolis market is very complex with many factors. Ask Gold Star Real Estate what these factors are and how they affect the buying and selling of your home. With Many years of experience of buying and selling homes In the Indianapolis area you will be well taken care of and feel like family not just the next listing. Many big name Real Estate companies have a wonderful name but none get the results of Gold Star Real Estate. Call Gold Star Real Estate to start the buying or selling process started today. 

Contact us at 317.898.8840 

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Adjustable - An Adjustable Rate Mortgage, or ARM, is a type of mortgage in which the interest rate is adjusted up or down, in accordance with current interest rate levels. The interest rates are tied to an economic index outside of your banks control, such as the Treasury bill rate. Your monthly principal and interest payment will fluctuate with these rate changes. Initially payments will be less than with a fixed mortgage, making this type of mortgage attractive to short-term buyers. Note: Inquire on the "cap", or maximum interest level your mortgage can reach, since it is possible for rates to raise significantly during the term of your mortgage.

Fixed - A fixed rate mortgage, on the other hand, uses both a fixed term (length of time) and fixed interest rate. At the start of the mortgage the rate and term are determined, and as a result the monthly amount for principal and interest payments remain constant for the duration of the mortgage. Fixed rate loans are more attractive to home buyers who plan on spending a long time in their home, or expect no major change in income.

Assumable - Sometimes homebuyers can find a loan which is "assumable." With an assumable loan, the current sellers lender is willing to transfer the existing loan to you, either at the previous interest rate or the current interest rate. Assumable loans are attractive to buyers because they usually require less paper work and less time.




 
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